If you’re like me you are probably solicited from credit card companies all the time and are tempted to take advantage of their teaser rates. Well, not only can you get great rates on credit cards these days but you can make money from them! That is, if you have a decent credit rating and are approved for a credit card (CC) with 0% APR on balance transfers for up to 12 months.

Here’s how it works:

1. Find a CC with 0% APR on balance transfers for at least 12 months
2. Research the